Financial Status Disclosure
Vehicle Finance Status Disclosure for Motorseeker [UK] Limited
Frequently Asked Questions
Who are we?
Motorseeker (UK) Limited, a dealership acting as a credit broker in arranging finance for vehicle
transactions. [We also operate under the following trading styles: Seeker UK
Our [registered office – for companies] address is: Motorseeker (UK) Limited, Seeker House
Wingfield View, Clay Cross, Chesterfield, England, S45 9BF. Registered in UK 15-February 2007.
Company registration no.06107263. Telephone number 01246 269013
Are we authorised to arrange finance for you?
Yes, we are authorised and regulated for credit-broking activities by the Financial Conduct Authority
(“FCA”). We are not a lender. Our FCA Firm Reference Number is 655156. For more information,
please visit the FCA website at: https://register.fca.org.uk/. Please note that business customers
may not be protected under the Consumer Credit Act 1974 or FCA rules.
What can we do to help finance your vehicle?
We can introduce you (whether direct or through a specialist credit broker) to a number of finance
companies (“funders”) who may be able to finance your transaction. There are other funders to
which we cannot introduce you which may also be able to offer you finance.
We will provide you with information and explanations about the finance products that may be
available to you and, where we recommend a product to you, we will ensure that this is based on
the information you give us about your needs and circumstances so that it is suitable for you.
Finance is arranged subject to status and terms and conditions. We cannot guarantee that we will be
able to secure finance for you.
Can we give you independent financial advice?
We are not independent financial advisers and so are unable to provide you with independent
Do you have to pay for our service or do we receive any commission?
You don't have to pay us for our service, but as a funder or broker we work with may pay us for
introducing you to them. Different funders/brokers may pay us different amounts but it will typically
be based on a fixed percentage of the amount borrowed. This percentage may vary according to
different factors, for example: the amount of credit; the age or type of vehicle; the type of finance
product; or the funder’s assessment of the risk of lending.
For your reassurance, we are not able to change the interest rate you pay in order to receive more
commission from a particular broker or funder. Although rates and commissions may vary between
our finance partners, our aim is always to secure finance from them which is appropriate to your
circumstances and at the lowest interest rate available.
If we are successful in obtaining an offer of finance for you and you would like to know the amount
(or likely amount) we would receive if you decided to go ahead with the agreement and how that
amount has been calculated, please contact us using the details above.
How will we use your information?
We will use your information to obtain quotes from funders and brokers to process finance
applications through them and we and/or they may also conduct a search of your record held with
one or more credit reference agencies. Credit checks may as a result appear on your credit file
lodged by organisations with whom you have not dealt directly. The personal information collected
will also be shared with fraud prevention agencies who will use it to prevent fraud and money
laundering and to verify your identity. If fraud is detected you could be refused certain services,
finance or employment.
Further details of how your information will be used by us, funders and these fraud prevention
agencies, and your data rights can be found here https://www.seekeruk.com/pages/privacy-policy.
for finance on your behalf.
We are registered as a data controller with the Information Commissioner’s Office under registration
What can you do if you wish to complain about our services or contact us?
If you wish to make a complaint, please contact us:
• by writing to us at Complaints, Motorseeker (UK) Limited Seeker House Wingfield View, Clay
Cross, Chesterfield, S45 9BF
• by emailing email@example.com ; or
• by telephoning 01246 269013
If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to
your satisfaction, please contact the Financial Ombudsman Service (“FOS” - www.financialombudsman.
org.uk). Please note that FOS may not be able to deal with complaints from business
Further details about our complaints procedure and FOS are available on request and can be found
on our website at https://www.seekeruk.com/
If you require further information, please contact us by telephoning the above number(s) or emailing
us at: firstname.lastname@example.org, addressing your correspondence to the Complaints